Bloomington Municipal Credit Union

						»Login Security »Online Sign Up »Forgot Password
						»Login Security »Online Sign Up »Forgot Password

Current Rates

Quick Rates:
Loan Rates: Auto \ Motorcycle, Boat, RV \ Home Improvement \ Signature \ Debt Consolidation \ Line Of Credit \ Share Secured \ VISA
Savings Rates: Shares \ Chrismas Shares \ IRAs \ Share Drafts \ Money Market \ Certificates

LOAN RATES as of January 16, 2008

APPLY FOR A LOAN • CALCULATE PAYMENTS

LOAN TYPE

APR*

MAXIMUM TERM

Auto and Trucks 2008 & Newer

4.5%

5.5%

2006-2007

4.9%

5.9%

2003-2005

5.9%

6.9%

2002 & Older

6.9%

7.9%

Motorcycles, Boats and RV's 2006 & Newer

6.5%

6.9%

2005 & Older

7.5%

7.9%

Home Improvement

9.0%

Short Term Signature

12.0%

Debt Consolidation

14.5%

Open End Line of Credit

13.0%

Share Secured

4.25%

VISA

12.6%

*APR is the Annual Percentage Rate.
Rates subject to change without notice.

This replaces all previous loan rates and promotions. Existing BMCU loans cannot be refinanced unless new money is added or changing loan type. All loans are simple interest. The above rates and yields are subject to change without notice.

SHARE RATES as of April 16, 2008

CALCULATE SAVINGS

ACCOUNT TYPE

NOMINAL RATE

APY*

Shares

1.09

1.10

Compounded daily-paid quarterly

Christmas Shares

0.85

Compounded quarterly-paid quarterly

IRA's (Traditional-Roth-Education)

2.47

2.50

Compounded quarterly-paid quarterly

Share Drafts

0.10

Compounded monthly-paid monthly

Money Market

2.23

2.25

Compounded daily-paid quarterly

*APY is the Annual Percentage Yield.
Rates subject to change without notice.

The minimum balance for a Money Market Share account is $2500. If more than three transactions are conducted in a month or the balance goes below the $2500.00, there is a $10 monthly fee.

SHARE CERTIFICATES as of April 16, 2008

CALCULATE SAVINGS

TERM

NOMINAL RATE

APY*

3.21

3.25

3.59

3.65

3.74

3.80

*APY is the Annual Percentage Yield.
Rates subject to change without notice.

$1000.00 minimum balance is required. There is a penalty for early withdrawal. Certificate yields shown assume that dividends are compounded monthly to the certificate.

“This credit union is federally insured by the National Credit Union Administration.”