 |
Current Rates
Quick Rates:
Loan Rates: Auto
\ Motorcycle, Boat, RV \ Home
Improvement \ Signature \ Debt
Consolidation \ Line Of Credit
\ Share Secured \ VISA
Savings Rates: Shares
\ Chrismas Shares \ IRAs
\ Share Drafts \ Money
Market \ Certificates
| LOAN RATES
as of
July 29, 2009
|
|
| LOAN TYPE |
APR* |
MAXIMUM
TERM |
| Auto
and Trucks
2008 & Newer
|
4.74
|
60
|
5.74
|
72
|
|
2004-2007
|
5.24
|
60
|
|
5.99
|
72
|
|
2003 & Older
|
6.25
|
60
|
|
|
|
|
Vehicles over 100% of value, but less than 120% of value
|
add 1%
|
60
|
|
|
|
|
| Motorcycles,
Boats and RV's
2006 & Newer
|
6.5%
|
60
|
|
6.9%
|
72
|
|
2005 & Older
|
7.5%
|
60
|
|
7.9%
|
72
|
|
| Home
Improvement |
9.0%
|
36
|
9.0%
|
48
|
9.0%
|
60
|
|
| Short Term Signature |
12.0%
|
24
|
|
| Debt
Consolidation |
14.5%
|
36
|
14.5%
|
48
|
14.5%
|
60
|
|
| Open End Line
of Credit |
13.0%
|
-
|
|
| Share Secured |
4.25%
|
60
|
|
| VISA |
12.6%
|
-
|
| SHARE
RATES as of January 20, 2010 |
|
| ACCOUNT TYPE |
NOMINAL
RATE |
APY* |
|
| Shares |
0.74 |
0.75 |
Compounded daily-paid quarterly |
| Christmas Shares |
0.50 |
0.50 |
Compounded quarterly-paid quarterly |
| IRA's (Traditional-Roth-Education) |
1.83 |
1.85 |
Compounded quarterly-paid quarterly |
| Share Drafts |
0.00 |
0.00 |
Compounded monthly-paid monthly |
Money Market |
1.24 |
1.25 |
Compounded daily-paid quarterly |
| SHARE
CERTIFICATES as of February 17, 2010 |
|
| TERM |
NOMINAL
RATE |
APY* |
| 6 |
1.24 |
1.25 |
| 12
|
1.49 |
1.50 |
| 24 |
2.13 |
2.15 |
|
|
Equal Housing
Lender