June 19, 2013

Current Rates

Quick Rates:
      Loan Rates: Auto \ Motorcycle, Boat, RV \ Home Improvement \ Signature \ Debt Consolidation \ Line Of Credit \ Share Secured \ VISA
      Savings Rates: Shares \ Christmas Shares \ IRAs \ Share Drafts \ Money Market \ Certificates

LOAN RATES as of May 21, 2013
LOAN TYPE
APR*
MAXIMUM TERM
Autos and Trucks 2012 & Newer
2.49%
48
2.69%
60
2.99% 72
Autos and Trucks 2010-2011
2.79%
48
2.99%
60
3.25% 72
Autos and Trucks 2008-2009 3.99% 36
4.29% 48
4.99% 60
Autos and Trucks 2007 & Older
 
4.99%
36
48
 5.99%
 6.25%  60
Vehicles over 100% of value, but less than 120% of value
add 1% 
 up to 72 months
Motorcycles, Boats and RV's 2012 & Newer
3.49%
60
4.99%
72
Motorcycles, Boats and RV's 2008-2011
4.99%
48
5.49%
60
5.99%
72
Motorcycles, Boats and RV's 2007 & Older 5.49% 36
5.99% 48
6.99% 60
Home Improvement
9.0%
36
9.0%
48
9.0%
60
Short Term Signature
12.0%
24
Debt Consolidation
14.5%
36
14.5%
48
14.5%
60
Vacation 9.90% 24
Need It Now  Rates Vary  Terms Vary
Open End Line of Credit
13.0%
-
Share Secured
2.25%
72
VISA Classic 12.6% -
VISA Platinum
8.9%
-

Actual rates are as stated. No variance in APR due to individual circumstances.

 

Bloomington Municipal Credit Union may offer matching rates from other lenders. Please call us before accepting a loan with another institution.

 

*APR is the Annual Percentage Rate.
Rates subject to change without notice.

This replaces all previous loan rates and promotions. Existing BMCU loans cannot be refinanced unless new money is added or changing loan type. All loans are simple interest. The above rates and yields are subject to change without notice.


SHARE RATES as of May 21, 2013
ACCOUNT TYPE
NOMINAL RATE
APY*
 
Shares
0.20%
0.20%
 Compounded daily-paid quarterly
Christmas and Vacation Shares
0.15%
0.15%
 Compounded quarterly-paid quarterly
IRA's (Traditional-Roth-Education)
0.39%
0.40%
 Compounded quarterly-paid quarterly
Share Drafts
0.00%
0.00%
 Compounded monthly-paid monthly
Money Market
0.34%
0.35%
 Compounded daily-paid quarterly

*APY is the Annual Percentage Yield.
Rates subject to change without notice.

 

The minimum balance for a Money Market Share account is $2500. If more than three transactions are conducted in a month or the balance goes below the $2500.00, there is a $10 monthly fee.


SHARE CERTIFICATES as of May 21, 2013
TERM
NOMINAL RATE
APY*
  6 0.30%
0.30%
12
0.39%
0.40%
24
0.64%
 0.65%

*APY is the Annual Percentage Yield.
Rates subject to change without notice.

 

$1000.00 minimum balance is required. There is a penalty for early withdrawal. Certificate yields shown assume that dividends are compounded monthly to the certificate.


National Credit Union Administration, a U.S. Government Agency

 

"This credit union is federally insured by the National Credit Union Administration." Equal Housing Lender
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